Refinancing & Lender Negotiations

Expert support when you're approaching lenders — whether refinancing, restructuring, or securing new facilities.

The Problem

Dealing with lenders can be daunting — especially when the business is under pressure. Whether you're approaching covenant breaches, seeking to refinance maturing facilities, or negotiating new funding, the stakes are high. Lenders respond to credibility, preparation, and clear financial narratives. Going in underprepared can be costly.

What We Do

  • Prepare robust information packs and financial models for lender presentations
  • Advise on covenant structures, headroom analysis, and amendment strategies
  • Support management through refinancing processes — from mandate to drawdown
  • Negotiate with existing lenders on waiver requests, standstill arrangements, and facility amendments
  • Introduce and manage competitive processes with new lenders where appropriate
  • Provide independent perspective that lenders trust

What You Get

  • A lender-ready information package that tells a clear, credible story
  • Experienced representation in discussions with banks and alternative lenders
  • Covenant structures that give your business room to operate
  • A smoother, faster process with better outcomes

We know how lenders think because we've worked alongside them for years. That perspective helps management teams present their case more effectively.

Case Study

A growing technology business needed to refinance its banking facilities ahead of maturity. We prepared the information memorandum, ran a competitive process with multiple lenders, and secured improved terms — all within a tight timeline.

Approaching Your Lender?

Go in prepared. We help you present the strongest possible case.

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