Protecting liquidity.
Driving recovery.
Boutique working capital and turnaround advisory for UK businesses. We help management teams navigate cash pressure, optimise working capital, and secure the right funding — before problems become crises.
01 Diagnose
Cash, obligations, options — clear-eyed assessment within 48 hours.
02 Implement
Board-ready models. Big 4 rigour. Hands-on with your team.
03 Sustain
We don't walk away. We stay until the job is done.
When cash gets tight,
everything else stops.
Growth plans, hiring decisions, supplier relationships — they all depend on one thing: knowing your cash position and having a plan.
SIMBA Advisory was founded in 2015 with a clear purpose: to give UK businesses access to the same calibre of working capital and turnaround expertise that large corporates take for granted — without the overheads and impersonal service of the big firms. Our team combines Big 4 and mid-tier accounting firm backgrounds — with hands-on commercial acumen developed advising businesses from £5m to over £1bn in turnover.
- Diagnose first. We never prescribe solutions before understanding the problem. Every engagement starts with a clear-eyed assessment of your current position.
- Data-driven. Our recommendations are grounded in financial analysis, not assumptions. We build models that stand up to board scrutiny and lender review.
- Hands-on delivery. We don't just produce reports and walk away. We embed with your team, implement recommendations, and stay until the job is done.
Practical advisory across the
working capital lifecycle
Practical advisory services for businesses under cash pressure, in transition, or preparing for growth.
Turnaround & Stabilisation
When the business needs decisive action. We stabilise operations, manage stakeholders, and create breathing room.
Learn moreLiquidity Review
Rapid assessment of your cash position, runway, and immediate risks. Clarity in days, not weeks.
Learn moreCash Flow Forecasting
Robust 13-week and rolling forecasts that give you and your stakeholders confidence in the numbers.
Learn moreWorking Capital Optimisation
Systematic analysis of your debtor, creditor, and inventory cycles to unlock trapped cash.
Learn moreRefinancing & Lender Negotiations
Expert support for businesses approaching lenders — whether refinancing, negotiating covenants, or securing new funding.
Learn moreWorking Capital Facility Advisory
Independent advice on invoice finance, asset-based lending, and other facilities — structured around your business needs.
Learn moreCFO Advisory
Part-time or interim CFO support — strategic guidance, financial control, and board-level reporting without a full-time hire.
Learn moreWe don't hand over a report
and leave.
Every engagement follows three phases — and we stay embedded with your team throughout.
Diagnose
We never prescribe solutions before understanding the problem. Every engagement starts with a clear-eyed assessment of your current position — your cash, your obligations, your options.
Implement
Our recommendations are grounded in financial analysis, not assumptions. We build models that stand up to board scrutiny and lender review, then work alongside your team to execute.
Sustain
We don't just produce reports and walk away. We embed with your team, implement recommendations, and stay until the job is done — building the processes your team needs to maintain control.
Three things that set us apart.
Board-ready rigour
Big 4 training applied with the responsiveness and personal attention of a boutique practice. No bureaucracy, no layers.
Speed when it matters
Cash crises don't wait. We mobilise quickly, deliver rapid assessments, and keep momentum throughout.
Genuinely independent
No conflicts of interest. We advise management teams and boards with complete objectivity.
Real outcomes for real businesses.
Turnaround & Cash Flow Stabilisation
A 130-site hospitality group facing a covenant breach. We built the 13-week cash flow model, developed the turnaround plan, and secured continued lender support — preserving the business and jobs across the estate.
Financial Modelling, Refinancing & Executive Support
A two-entity group carrying ~£2m in losses needed to refinance during COVID-19. We built an integrated model, managed the funding transition, and provided ongoing executive support — delivering a £2.6m profit swing.
Industries we serve.
Thinking from the front line.
Why Profitable Businesses Run Out of Cash
Profit doesn't equal cash. We explore the most common working capital traps that catch growing businesses — and how to avoid them.
Read article
The First 100 Hours of a Cash Crisis
When cash becomes critical, the actions you take in the first few days define your options for months. A practical guide to crisis management.
Read article
How to Present a Covenant Breach to Your Bank
Covenant breaches happen. How you communicate them to your lender makes all the difference. Preparation, transparency, and a clear plan are key.
Read articleConfidential.
Complimentary.
Let's talk.
Initial consultations are completely free and strictly confidential. We understand the sensitivity of discussing financial challenges — every conversation is treated with the discretion it deserves.
Confidentiality guaranteed. All consultations are strictly confidential. We understand the sensitivity of discussing financial challenges and treat every conversation with the discretion it deserves.